As people age or become ill, they sometimes need help doing daily tasks like getting dressed, bathing and more. Long-term care (LTC) provides people with those services—but it’s expensive. Most health and disability insurances won’t cover long-term care, but long-term care insurance will. Purchasing long-term care insurance can help you have peace of mind. You’ll know thatif you become ill, you can afford the care you need and still have enough money for you and your spouse to eat. Plus, your kids won’t be burdened with huge payments for your care.
What Can Long-Term Care Insurance Cover?
Nursing home care
Assisted living facilities
Adult day care services
In-home care
Home modification
Care coordination
Why We're Different
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…
While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to your Life and Health.
We’re your neighbors. We protect people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.
Contact us and let the professionals at our company help you forge the strongest shield possible to help you protect the things you are working hard to build.
Long-Term-Care Needs
Determine your potential long-term care needs and how long your current assets might last.
