Dairy Farming
Your Farm Is your livelihood, Make Sure It’s Protected
You have to ask yourself…
What would happen if a disaster struck your Farm tomorrow? Are you confident you’re properly covered for damages and total loss? Would you be required to pay some or all the repairs out of pocket?
These questions are crucial to address, because you can’t get insurance after a disaster strikes—and that can happen at any time. More importantly, when you're facing a crisis, you’ll feel less pressure knowing:
- Your representative took the time to make sure you have the right protection
- Your insurance carrier has your back.
What is Farm Insurance for?
Farm insurance covers the hazards that most farm owners face—everything from Buildings to Equipment. When a loss occurs, you will file a claim with your insurance carrier and you are paid for the expenses, minus any outstanding deductible amounts.
Farm Insurance also covers Farm liability exposures like Farm Personal liability, Farm Operations, On-Premises and Off-Premises liability and Medical payments to others in order to protect you from many situations that could lead to lawsuits from others.
For instance, if you have spoiled or contaminated Milk you can be held responsible. Liability coverage is there to protect you.
You could also potentially need insurance to protect you from having to pay for:
- Home, Farm Property, Outbuildings, Livestock, Grain
- Storm damage, fire, windstorm, lightning and hail, to name a few.
- Dog bite liability (standard liability may not be enough if your dog bites someone or causes them to become injured, so consider your pets carefully)
- Business Income & Extra Expense
- Trampoline or swimming pool liability insurance
- Sewer or septic backups
- Farm Pollution
- Livestock Confinement Coverage
- Umbrella liability insurance
- Personal and Farm Auto
- Workman’s Comp
- Much More
When you see an independent insurance agent like us, you have the chance to explore all your options for insurance and protect the things that are most important to you.
Why We're Different
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…
While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to your Farm.
We’re your neighbors. We protect businesses and people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.
Contact us and let the professionals at our company help you forge the strongest shield possible to help you protect the things you are working hard to build.